Mergers and Acquisitions (M&A) are strategic transactions where financial institutions are combined or consolidated. In a merger, two banks agree to integrate their operations into a single, new entity. In an acquisition, a larger institution acquires a majority stake in a target company, often retaining the legal identity of the acquired entity.

In the modern financial landscape, M&A is a critical tool for achieving strategic growth, enhancing stability, and adapting to a rapidly evolving regulatory and technological environment.

Several powerful forces are currently driving M&A activity in the banking and finance sector. A primary factor is regulatory pressure, as central banks often encourage or mandate mergers to strengthen the financial system—especially by consolidating weaker banks that fail to meet capital adequacy requirements or are burdened by high levels of non-performing loans (NPLs).

Additionally, M&A is a proven strategy for achieving economies of scale. By combining operations, banks can eliminate redundancies, reduce overhead costs, and create significant cost synergies. The rapid rise of financial technology (FinTech) is another major catalyst, prompting traditional banks to acquire innovative start-ups in order to quickly adopt cutting-edge digital platforms and remain competitive. Furthermore, M&A allows for faster market and service expansion, enabling institutions to enter new geographic areas or diversify into new business lines without relying solely on organic growth.

However, despite these potential benefits, banking M&A comes with several challenges. The most significant hurdle is post-merger integration, which involves aligning different corporate cultures, harmonizing legacy IT systems, and managing human resources—all of which can be complex and resource-intensive. M&A deals also face intense regulatory scrutiny to ensure they do not harm market competition or create systemic risk.

Accurate valuation of the target institution is essential, as is the retention of customers, talent, and operational efficiency during the transition phase.

The seminar will be conducted in hybrid fashion, where participants can join physically or virtually. Please note we have limited space for physical participation.

Speaker

Mr. Ripon Chandra Bhowmik  

Divisional Head, Taxes and Finance

Senior Member, Supreme Court Team

Rahman’s Chambers, Headquarters

LLB (Hon’s), National University

MPA (Master of Public Affairs), HRM, Dhaka University

Advocate, Supreme Court of Bangladesh  

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Speaker

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Time Schedule

Time : 3:30 pm to 5:00 pm

Date  : 08th September 2025 (Monday)

Booking Instructions:

• Please register for our event as indicated below. Also indicate it you are joining physically/ virtually.  We will send you registration confirmation by email/SMS.
• Materials will be provided at the time of the session.
• There is no fee for attending the above event.

For Physical participation 

• Advance booking is recommended.
• Bookings are made on First come first serve basis.
• Priority is given to Past/Present Clients in Booking.

For Registration:

Mr. Md. Monir Hossain

Manager [Communication & HR]

Mobile: (+) 88 01788626815

Email:  monir@rahmansc.com      

www.rahmansc.com

Click here to Register

Organized By:

Rahman’s Chambers, Headquarters

Suite 5B, 4th Floor, Ataturk Tower

22, Kemal Ataturk Avenue

Banani C/A, Dhaka-1213, Bangladesh.

Email: communication@rahmansc.com 

Phone: +8809678662666  

www.rahmansc.com